Pricing without the fine print.

No upfront cost, no publishing fee, no per-chapter charge. Authors set their own prices and keep 93% of what they earn. Here's exactly how it works.

If you read

  • Reading free chapters costs nothing, on any book.
  • To get an author's paid tiers, you pay the monthly price that author set.
  • There's no CosyHarbor markup on top of the author's price.
  • Subscriptions are month to month. Cancel anytime, no lock-in.

If you write

  • Joining and publishing are free.
  • You set your own tiers and their monthly price.
  • CosyHarbor takes a 7% platform fee on subscriptions.
  • Payouts run through Stripe Express to your own account.

A worked example

Say a reader subscribes to your $5/month tier.

$4.65 goes to you
$0.35 CosyHarbor's 7% fee

That's every month the reader stays subscribed. Standard Stripe payment-processing fees apply on top, the same as they would for any online payment.

An author's subscription tiers in the studio.

Set your tiers and prices in the studio.

The payouts page with a connected Stripe account.

Watch earnings and payouts through Stripe.

Common questions

How much does CosyHarbor take?

A 7% platform fee on what you earn. Joining and publishing are free, and the fee only applies once a reader subscribes. You keep the other 93%.

Who decides what a subscription costs?

You do. Authors set their own tiers and the monthly price of each one. Readers subscribe to you directly and can cancel whenever they like.

What does it cost to read?

Nothing to start. Free chapters stay free. If you want an author's paid tier, you pay the price that author set. There is no CosyHarbor markup added on top.

Do I need a Stripe account to get paid?

Yes. Payouts run through Stripe Express, so you connect or create a Stripe account and earnings land there directly. CosyHarbor never sits between you and your money as an extra wallet.

Publish your first chapter, or your finished book. Keep 93%.

Get started